Car accidents are one of the most common sources of property damage and injuries in Sandy, UT, and other parts of the United States. Because of the high risk of damage and loss from car accidents, Utah and other states require all drivers to carry liability insurance on their auto insurance policy. Here is a brief explanation of auto insurance in the state. Additional questions can be directed to agents representing The Smith Insurance Group Inc. 

What is liability coverage?

Drivers need financial responsibility for any damage or injuries they cause during an accident. This is required by law in Utah and most other states in the USA. Additional coverage for damage to the driver’s vehicle can be purchased, but this is typically not a legal requirement mandated by the government. 

What specific amount does a liability policy need to cover in Utah?

The minimum coverage amounts required by law include up to $50,000 per person for bodily injuries, $50,000 to cover property damage, and $100,000 for total bodily injuries in an accident. All policies provided by licensed insurance agencies in Sandy, UT, will have these required coverage amounts. Drivers who believe they have a higher risk of accidents can purchase larger coverage amounts if they choose to do so. Special liability coverage amounts are also required for those who operate commercial vehicles for business purposes. 

We can provide help with auto liability insurance.

Our agents represent The Smith Insurance Group Inc. and are available to help. Don’t hesitate to contact us to learn more about liability insurance and set up an auto insurance policy.