If you ride a motorcycle in Utah, you need to take financial responsibility for any injury or damage involving your motorcycle. Proof of financial responsibility is provided in the form of motorcycle insurance cover. The Smith Insurance Group provides motorcycle insurance coverage for riders in Sandy, UT. We provide the minimum insurance requirements as well as additional covers for those who want them. These are the motorcycle insurance covers available for riders.
You are required to have liability insurance cover to take care of the personal injury and damage incurred to victims of an accident where you are at fault.
The personal injury protection insurance cover takes care of injuries motorcycle riders incur during an accident. In the event of an accident, the personal injury protection cover activated.
Once the no-fault insurance cover is exhausted, a claim can be filed for the liability insurance by either party to the accident.
You will find the minimum requirements that do not give adequate protection to motorcycle riders. We provide additional insurance cover to give you and your motorcycle better protection. The covers are optional but recommended. They include the following:
Collision cover that takes care of any damage your motorcycle gets in the event of an accident.
The comprehensive cover takes care of any repairs that are not accident-related. It includes damage incurred through vandalism.
Towing and labor cover that takes care of any towing and emergency roadside assistance services needed during a mechanical breakdown.
At The Smith Insurance Group Inc. we provide these types of motorcycle insurance covers to riders in Utah. You can call our agents who are ready to take care of any concerns you have regarding your policy. You can visit our offices at Sandy, UT to get more information on our policies. We will help you decide the best motorcycle policy for you to get and we can use the online rating tool to get a quote.