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If you are in the market for a trustworthy and reliable auto insurance company in Utah, you should go to The Smith Insurance Group Inc.; we provide auto insurance services in Sandy, UT. Utah drivers are required by law to have both liability and no-fault auto insurance for them to be allowed to drive on the road. Here are the different types of insurance covers you can get for your car.
All drivers are required to have personal injury protection or no-fault insurance to limit the number of claims. The insurance will cover the medical costs after an accident. You may file a claim after you have exhausted your benefits under this type of insurance.
You are legally required to have liability car insurance that will cater for injuries and property damage of victims of car accidents where you are liable. The insurance cover must include liability coverage for total property damage and personal injury for the victim.
In the case of an accident, the no-fault policy will take effect. When it is exhausted, the victim may file a claim against your liability insurance.
There are other additional types of insurance we offer for further protection for you and your car. These include:
Collision insurance to pay for damages to your car during accidents.
Comprehensive insurance that covers non-accident related damages to your car like vandalism.
Underinsured/uninsured motorist insurance, it covers the cost of damages incurred when you are involved in an accident with a driver who does not have adequate insurance cover.
Cars that are being financed are required to carry collision and comprehensive insurance coverage by lenders.
You can visit our offices to discuss a new policy. You can also have us use the online rating tool to get a quote. You can find out more information on The Smith Insurance Group Inc. website. Visit our offices in Sandy, UT and let us help you with your car insurance needs.
