If you rent property in the Sandy, UT area, you may not realize that you need a renter’s insurance policy for protection. Renters insurance can help protect your personal belongings and provide some protection in case of a liability lawsuit against you. It’s crucial for you to be informed and have all the information needed about renters insurance within the guidelines for Utah. The Smith Insurance Group, Inc. can help you determine your renters’ insurance needs.
A renters or tenants policy is designed to provide protection for your personal property. If you rent, you may believe that the homeowner’s insurance policy will cover you while you reside in their home. This is a misconception because the homeowner policy will cover the home and outside buildings, but it will not provide compensation for your personal property. Often, people have thousands of dollars invested in their personal belongings that need the protection of renters insurance.
Renters insurance can help protect you from a liability lawsuit if you are found to be responsible for the situation. The homeowner’s policy may cover someone injured on the property if the injury is due to a situation that involves the property. You need to know that you can be held responsible if someone is injured due to an unsafe condition caused by something you did or didn't do. A renter’s policy can help protect you financially if you are found to be liable for the injury, and a liability lawsuit is filed against you.
We have independent insurance agents that are experienced and knowledgeable about the parameters of renters insurance in the state of Utah. Contact The Smith Insurance Group Inc. in the Sandy, UT area today to explore your renter's insurance options. An agent will help you start planning the financial protection you need at a price that will fit your budget.