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A boat is a large ticket item that requires the proper coverage to ensure that it doesn’t receive damages that are going to inflict a financial toll on the owner. There are many factors to consider when purchasing your boat insurance. One of the many concerns that boat owners have is damage that results from freezing temperatures and ice. Will your boat insurance cover damages as a result of the cold weather?
Freeze Insurance
Most boat insurance policies have limits regarding what it will cover under what circumstances. Sure, your boat insurance will cover damage on the water under normal conditions, but it might not cover your boat or motor if it is damaged as a result of freezing weather. There is good news, however. There is freeze insurance that can be added to your policy that is designed to offer protection from freezing temperatures. In most cases, this insurance is primarily covering the engine, but may also offer protection for the body of the craft. Ask your insurance agent what type of additional freeze coverage they offer and learn what the terms of the coverage area before making your decision.
Protect Your Investment
In order to prevent losses from freezing temperatures, you should consult a reputable insurance agency that can assist you with getting the right type and amount of coverage. Boat owners living in or around Sandy, UT can count on The Smith Insurance Group, Inc. to provide them with the insurance products and information they need to protect their boat from the harsh conditions of the cold weather months.
Protect your boat with the right insurance products by consulting The Smith Insurance Group, Inc. They are ready to help the residents of Sandy, UT get the coverage they need to have peace of mind. Call or stop by the office for more details.
