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Boats bring a lot of joy and memories to our lives. Sadly, boats are a seasonal treat, especially for Sandy, UT residents. Because of this, you may wonder if there’s any point in keeping insurance on your boat during those cold winter months. After all, you aren’t using it, so why do you need coverage?
Unfortunately, it’s not as simple as that. The Smith Insurance Group Inc. is here to explain why you need boat insurance year-round.
You Might Be Required To
If you are currently making payments on your boat, your lender likely requires you to have some level of insurance coverage year-round. This is because they want to ensure that their investment is always protected. In addition, the marina where you dock your boat may require insurance as well since they’re often not responsible for the damage.
There’s No Off Season for Disasters
Just because your boat isn’t out on the water doesn’t mean it can’t be damaged. Depending on where and how you store your boat, it may be at risk of storm damage, fires, theft, vandalism, and more. If you have allowed your insurance coverage to lapse, you may be left paying for the repairs–or even a new boat–out of pocket.
Speak With An Experienced Sandy, UT Agent About Boat Insurance Today!
Your boat is a significant investment and should be protected as such. Here at The Smith Insurance Group Inc, we understand how important your boat is and will work with you to find the coverage options that best suit your needs. Contact our office today to learn more about how we can help you.
