How to File a Motorcycle Insurance Claim

Posted on by agentinsure

Knowing how to file a motorcycle insurance claim is essential for riders. The Smith Insurance Group Inc., based in Sandy, UT, can guide you through this process to ensure you receive the necessary support in case of an accident.

Filing a Motorcycle Insurance Claim: Step by Step

  1. Prioritize Safety: Ensure safety for all involved. If possible, move your motorcycle to a safe area, and call 911 for minor accidents.

  2. Contact Authorities: Report the accident to law enforcement and cooperate with a police report, which is valuable for the claim.

  3. Gather Information: Collect contact details of involved parties and witnesses and document the scene with photos.

  4. Notify Your Insurer: Contact your motorcycle insurance provider immediately to report the incident and get assistance from The Smith Insurance Group Inc.

  5. Document and Share: Maintain a claim record, including names, dates, and conversations with adjusters, and share this with your insurance company.

  6. Obtain Repair Estimates: Get repair estimates from reputable shops, which your insurer may prefer.

  7. Evaluate Coverage: Understand your policy’s coverage limits and deductibles with assistance from The Smith Insurance Group Inc.

  8. Review and Sign: Carefully review and sign any documents your insurance company provides, including settlements or releases.

Filing a motorcycle insurance claim may seem complex, but it’s essential for post-accident support. The Smith Insurance Group Inc. in Sandy, UT, is ready to assist you immediately. By following these guidelines and seeking expert guidance, you can confidently navigate the process, knowing you have a trusted partner. If you’re looking for a new insurance policy or have questions about an existing one, let us help. Call now to get started.